koya

Built in Kenya for the way money should move

Koya converts M-Pesa (KES) to Bitcoin with the exact rate shown before you confirm, custody you can trust, and compliance built in from day one.

Koya black Mastercard debit card

Our mission

Money in Kenya already moves through M-Pesa. Koya connects that everyday rail to Bitcoin, so moving between the shilling and crypto is something you can do with clarity and confidence — not guesswork.

What we believe

You should see the exact rate before you confirm. Your funds should be held with institutional-grade custody. And your identity should be verified for compliance, because moving real money demands real accountability.

We started with KES to BTC. More assets, multi-currency balances, and a card are on the way — built on the same foundation of upfront pricing and secure custody.

Begin with /convert
1 BTCKES
Connecting

Convert with clarity

Start as a guest, then create an account for higher limits and a unified history.

Guest conversion flow remains encrypted, tracked, and compliance-screened.