Terms of Service

Last updated: April 19, 2026

These terms govern the use of Koya conversion and wallet services.

Built in Kenya. Designed for global finance.

Convert capital with clarity, then operate from one trusted system.

Koya connects M-Pesa funding, multi-currency wallets, conversion, and spending into one accountable product surface.

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Koya is a borderless finance platform for convert, hold, and cross-border money movement.

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